Background Checks for Financial Services.

In today's complex financial landscape, overlooked details can lead to costly decisions. From credit reports to asset investigations, we deliver actionable intelligence that helps you make hiring decisions with certainty.

Transform Risk into Confidence with Financial Intelligence.

No More Regulatory Roulette.

Let's be real – winging it with financial screening is like skydiving without a parachute. Sure, the first part's exciting, but the landing? Not so much. Our platform keeps you FCRA-compliant while your competition sweats through their next audit.

While they panic, you'll have:

  • Bulletproof FCRA compliance

  • Secure document storage (7 years)

  • Automatic adverse action process

  • Privacy protection that doesn't quit

X-Ray Vision for Finances.

Those basic credit checks? They're like bringing a spoon to a knife fight. Our comprehensive screening digs deeper than your competitor's best day, uncovering the financial stories they're missing.

Our intelligence can reveal:

  • Hidden financial skeletons

  • Forgotten asset trails

  • Real behavioral patterns

  • Risk factors your gut missed

Zero to Hero in 48 Hours.

Remember when implementing new software felt like building IKEA furniture blindfolded? Yeah, we fixed that. Get up and running faster than your last credit card approval.

What you get (no assembly required):

  • Live in 48 hours (yes, really)

  • 65+ ATS integrations

  • Real-time monitoring dashboard

  • Support team that actually answers

Trusted by Financial Leaders Who Drive Business Forward.

Whether you're a private equity firm conducting due diligence or a global bank assessing credit risk, we deliver the intelligence you need. Our platform provides detailed financial screening for organizations that demand accuracy at scale. Processing over 10,000 complex financial inquiries monthly? We're built for that level of scrutiny and volume.

Financial Background Check Inquiries.

Employment Credit Reports

Beyond basic credit scores, our reports reveal the complete financial narrative of an individual. We expose critical payment behaviors, debt patterns, and risk indicators that matter for your decision-making process. When financial responsibility is non-negotiable, we deliver real intelligence.

Business Credit Reports

Business credit demands sophisticated analysis. Our reports dissect financial relationships and uncover the true story behind corporate creditworthiness. We analyze payment histories, debt structures, and industry patterns to help lenders, vendors, and partners make informed decisions.

Property Ownership Verification

Facts matter more than claims. Our ownership search service cuts through documentation to establish definitive proof of residence and property holdings. We verify current and historical records to ensure provided information matches reality.

Asset Intelligence

Our asset search reveals what balance sheets can't. Using public and private databases, we uncover the full spectrum of individual holdings—from real estate and vehicles to business interests—giving you complete visibility into financial standing.

Bankruptcy History

Our bankruptcy history search uncovers past financial challenges that impact present decisions. Through meticulous record examination, we reveal previously filed bankruptcies and their resolutions—critical intelligence for positions involving financial responsibility.

Liens

Liens reveal the complex relationship between borrowers, assets, and financial obligations. Our comprehensive search uncovers all types of liens against an individual, providing crucial insights into their debt management and financial reliability.

Judgments

Court judgments tell the final chapter in financial disputes. We uncover these legal decisions and their implications, revealing how financial obligations were ultimately enforced. Our analysis shows the complete cycle from initial dispute to final resolution, offering vital context for financial assessment.

UCC Filings

UCC filings expose secured transactions across all 50 states, revealing critical business obligations and financial commitments. Our nationwide search examines every jurisdiction where an individual has operated, uncovering standardized interstate agreements that impact their financial profile.

Hear From Satisfied Clients

  • Upholding Expectations

    If you are in need of a new background checking service or are even interested in just exploring a different one, PLEASE contact CIChecked. You won't be disappointed.

    - HR Manager, Bank Client

  • Customer Service

    We have worked with CI for the past 10 years. I have always been able to reach someone. They are very thorough with answering my questions and helping me understand the process.

    - HR Manager, Credit Union Client

  • No More Headaches

    I’ve personally had the pleasure of working with CI for close to 12 years. They are knowledgeable, professional, and efficient. CI is one of our best business partners and I would highly recommend their services!

    - HR Director, Mortgage Provider Client

Federal Regulatory Intelligence: Beyond Standard Screening.

SEC EDGAR Intelligence

Our SEC EDGAR analysis extracts critical insights from the Securities and Exchange Commission's comprehensive database. We analyze all public filings, from annual reports to proxy statements, revealing detailed corporate financial operations and strategic positioning. This intelligence provides unmatched visibility into public company activities and leadership decisions.

FDIC Screening

Our FDIC record analysis uncovers regulatory histories that determine financial industry eligibility. This targeted screening examines criminal and financial records specifically relevant to banking sector requirements, delivering essential compliance insights for regulated positions.

Federal Reserve Board Enforcement

We analyze the complete spectrum of Federal Reserve Board enforcement actions. This intelligence reveals regulatory violations and compliance patterns across banking and financial institutions, providing crucial context for risk assessment.

OCC Regulatory Intelligence

Our Office of the Comptroller of the Currency screening examines the regulatory standing of national banks and federal savings associations. This analysis uncovers supervisory actions and compliance histories essential for protecting financial institutions from operational and regulatory risks.

NASD Disciplinary Actions

Our NASD screening reveals comprehensive disciplinary histories within the securities industry. We analyze broker-dealer violations, enforcement actions, and regulatory sanctions, providing critical insights into professional conduct and regulatory compliance patterns.

NCUA Administrative Assessment

We examine National Credit Union Administration enforcement actions to reveal regulatory violations and sanctions within the credit union sector. This specialized screening uncovers employment restrictions, financial penalties, and compliance requirements that impact operational risk.

Investment Adviser Public Disclosure

Our IAPD screening delivers detailed profiles of investment advisers and their firms. We analyze registration status, fee structures, investment strategies, and complete disciplinary histories, providing essential due diligence for investment industry relationships.

FINRA BrokerCheck

Our comprehensive FINRA analysis examines the complete professional background of securities industry participants. This screening reveals qualification histories, regulatory actions, and disciplinary events, enabling informed decisions about professional relationships in the securities sector.

Due Diligence Is Complex, But Integration Isn't.

That's Why We Work With Your ATS.

Our platform connects seamlessly with leading applicant tracking systems while delivering comprehensive financial intelligence. From Workday to Oracle, we integrate directly with your existing workflow to automate financial background screening. Get thorough financial due diligence without disrupting your established hiring process.

Frequently Asked Questions.

  • A standard background check typically focuses on criminal history, employment verification, and basic public records. In contrast, a financial background check delves deeper into an individual's financial responsibility and history. It examines credit reports, bankruptcy filings, tax liens, monetary judgments, and other financial obligations. For regulated industries, it may also include federal regulatory screenings and industry-specific compliance checks.

  • Most financial background checks are completed within 3-5 business days. However, complex searches involving multiple jurisdictions or federal regulatory databases may require 7-10 business days. Expedited services are available for time-sensitive needs, though some federal database searches have fixed processing times that cannot be accelerated.

  • Yes, our financial background checks fully comply with the Fair Credit Reporting Act (FCRA). This means we follow strict protocols for data accuracy, disclosure requirements, and candidate dispute resolution. We maintain comprehensive audit trails and require proper authorization before conducting any financial screening, ensuring both legal compliance and candidate privacy protection.

  • Financial background checks are essential for banking, investment firms, insurance companies, and other financial institutions. They're also commonly used in real estate, property management, and senior executive hiring across all industries. Organizations handling significant financial transactions or regulated by federal banking authorities typically require these checks for relevant positions.

  • Disqualification criteria vary by industry and position. However, common red flags include recent bankruptcies, significant unresolved tax liens, patterns of financial mismanagement, or regulatory sanctions from bodies like FINRA or the SEC. For positions in regulated industries, certain financial histories may trigger automatic disqualification under federal guidelines. We recommend developing clear, consistent evaluation criteria aligned with your industry's requirements and position-specific needs.

Resources to Level Up Your Hiring Game.

Transform Your Financial Screening Process.

Contact us to learn how our comprehensive screening solutions can enhance your organization's due diligence capabilities.

Our experts will walk you through our complete suite of financial background checks, from credit histories and asset searches to federal regulatory screening. Whether you're conducting pre-employment screenings for financial positions or evaluating potential business relationships, we'll help you develop a screening strategy that aligns with your organization's requirements.