When hiring new employees, conducting thorough background checks is crucial for protecting your business and ensuring a safe, trustworthy workplace. One of the foundational steps in this process is a SSN Trace - but what exactly is it and why is it so important?
What is an SSN Trace?
A SSN (Social Security Number) Trace is a type of background check that validates the SSN and history of a candidate's Social Security number.
The key details typically revealed in SSN Trace data include:
Year and state the SSN was issued.
Other names/aliases tied to the number (including maiden names).
Address history and movement patterns.
While it does not outright confirm someone's identity, a SSN Trace provides a pivotal screening step. It can uncover discrepancies, flag potential fraud, and identify jurisdictions where deeper criminal record searches may be warranted based on the candidate's geographical footprint.
How SSN Traces Work
A SSN Trace background check works by searching through a variety of data sources and repositories to uncover information tied to a specific Social Security number. These sources typically include:
Lending Institutions: Banks, credit unions, mortgage companies, etc. that may have loans or accounts associated with the SSN.
Utility Providers: Power, gas, and telecommunications companies where the SSN was used to establish service.
Credit Bureaus: The major credit reporting agencies like Experian, Equifax, and TransUnion maintain SSN data linked to credit reports.
Education Records: College, university, and other school registrations in connection with the SSN.
