Employment Credit Report.

Creditworthiness Unveiled

A credit report offers valuable information about an individual's financial responsibility, reliability, and potential risk factors. It provides a detailed overview of their credit accounts, payment history, outstanding debts, and other financial obligations. This insight allows you to make informed decisions when evaluating an applicant's suitability for a position that involves financial trust or responsibility.

CI's employment credit report inquiry is a powerful tool for evaluating prospective employers in specific industries, such as financial services or roles with access to cash, assets, credit cards, valuables, or confidential information. By obtaining a credit report, CI helps provide a comprehensive assessment of a subject's creditworthiness and financial management skills, enhancing both due diligence and risk mitigation.

Incorporating CI's Credit Report inquiry into background checks enables you to gain a comprehensive understanding of an applicant's creditworthiness and financial background. It enhances the decision-making process by providing insights into an individual's financial management skills and potential risk factors related to theft or fraudulent activities.

It is important to note that CI recommends using the Credit Report inquiry solely for employment screening purposes or in compliance with established company policies and procedures. Furthermore, credit reports pulled for employment purposes are considered soft inquiries, meaning they do not impact the subject's credit in any way.

By leveraging CI's Credit Report inquiry, you can make well-informed hiring decisions, mitigate risks, and protect your business interests by ensuring they engage trustworthy individuals with a solid financial foundation.